ADCB and Dubai Holding Real Estate Introduce Off-Plan Home Financing

Abu Dhabi Commercial Bank has formed a financing partnership with Dubai Holding Real Estate for buyers in selected off-plan communities. The arrangement is intended to give eligible customers a clearer route to mortgage funding before construction is complete.

Under the programme, qualifying buyers at Palm Jebel Ali, The Acres and Nad Al Sheba Gardens may apply for home finance after paying 50% of the property value to the developer, regardless of the project’s construction stage. The communities are associated with Nakheel and Meraas, both part of Dubai Holding Real Estate.

The structure aims to make future payment obligations more predictable and ease the transition from an off-plan purchase to handover. For ADCB, the partnership expands its role in financing Dubai’s large master-planned residential developments.